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Two-cycle billing? Will show up next month with average of this month + next month's balances. In effect you will pay a finance charge on everything you purchase next month since there is a balance carried over.

If it were two cycle billing, there still would have been a finance charge the 2nd month. It is more likely, as Fuskie suggests, that there is a 0% promo rate on purchases that the OP is unaware of. I have an AMEX Blue and I seem to recall that around Christmas they were offering 0% on purchases for the next 12 months.....trying to get you to spend more for Christmas, I guess.

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