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Two possibilities I can see

#1 You bank may be limiting your options to what they have or want to sell.

#2 The TSP may have limitations. I have a small pension from a University and my only options on that are an annuity for my life and another annuity that would give my wife some income.

I suggest you give a call to a full line broker such as Charles Schwab. They will certainly know what a TSP plan is and they certainly will have options for equities, bonds, indexes, etc. (You may well want to move the TSP to another company then Schwab -- I am suggesting them based on my experience to get factual, clear answers to your questions.)

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