TwoCybers writes,I do not think that option is possible after age 70 1/2 which is the mandatory age for take SS. But I may be wrong.I'm pretty sure you can do the Withdrawal of Application at any age, but the increase in benefits stops at age 70, so a 72-year-old would have to pay back 10 years worth of benefits to get the same increase that a 70-year-old would get for paying back only 8 years of SS benefits. Depending on the cost of a commercial annuity, it might still make financial sense for a 71-year-old or a 72-year-old.intercst
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