Ugh--the only negative on my credit report and it's really glaring.I faxed a letter of dispute per their instructions but I'm going to send a hard copy by certified mail tomorrow. As I said, ugh.cm Unfortunately, mistakes happen and only time may fix the consequences. The balance stated doesn't seem unreasonable for overlimit and late charges. After the first month, the interest and late fee, probably took the account over the $300 limit.
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