Ultimately, your comfort with your investment is most important. A load is only a rip-off if you don't believe you are getting something for your money. Remember, your fund has to gain an extra 6% to make up for the load.If you want longevity, TRowePrice, for example, has probably been in business for as long, and they sponsor no-load mutual funds. Might I suggest their Growth & Income, Equity Income, or Dividend Growth funds? These would be somewhat similar to your Investment Company of America fund.Zev
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