I made a non-deductible IRA contribution for both my wife and I for 1997. This contribution was made after I had already completed and filed my 1997 return with the IRS. As a result of this, my question is do I need to inform the IRS? I thought the institution that set up the IRA would inform the IRS. I was under the impression that they were required to submit the necessary form to declare this transaction.
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