No. of Recommendations: 0
Unfortunately, over time the mutual funds offered by Merrill Lynch, like those of Prudential and Dean Witter, have been unmitigated disasters in comparison with the Vanguard and even Fidelity funds.
Then they added 12b1 fees a couple years back....
I'd avoid the mutual funds offered by any of the brokerages like the plague. Actually I had some for a long time, sold the last of it last year. I raise my right hand and vow never again to buy another, even though I like my broker.

For your 401k it is a different story. What do they offer that is NOT a Merrill Lynch fund?
Best wishes, Chris
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