Unfortunately, that's $10,000 in any FUND, not account.That's what I meant.An IRA account with $18,000 in it divided equally into two funds (9K each) would be subject to fees for each fund.1) I wouldn't get too hung up on diversifying that much.2) You don't *have* to divide $18,000 equally. You could always do $11,000 and $7,000, which would at least avoid all the fees in one account and several of the fees in the other.In any case, it sounds like you would be better off staying with State Street.
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