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I've got one of those (Citibank) AT&T Universal cards. I had been using it to harbor my now paid-off cc debt at a low lifetime rate. Now that that's done, I'm looking at my options.

Has anyone here had luck getting the regular platinum card switched to the cash reward card? The only cards I use for purchases are cash reward cards, and I've gotten myself into the good habit of always paying off each month*.

I would ditch it, but I've had this account since 1989, making it my oldest account by far.





* Actually, I do currently have over $6k on a 0% til October card, but that will be paid in September. Until then, it is earning me some interest.

-Waylena
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