UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: Vekamark Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 126964  
Subject: Unknown person listed on our credit report! Date: 2/14/2003 1:00 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 6
In the process of refinancing our house, we had a merged credit report pulled through CREDCO. Equifax, Experian and Trans Union are all listed on one very long report. After seeing several recent delinquent accounts that we know we do not have,we turned to the last few pages to get the toll free number for CREDCO. Under a section called"AKA Information" was someone else's name (female). Under "Employment Information" were several positions listed we have never held.

The result of this erroneous information is my wife's FICO score has been downrated from a previous 752 to 599. We of course are going to be on the phone and writing letters constantly until this is cleared up, but it still comes as a shock. Error? Identity theft? Don't know yet. But I'm glad we caught it.

So if you haven't checked your credit rating lately, do it.

Mark E.
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

Useful Resources
Our Home Center has all you need to make buying and owning a home a great experience. Get or refinance a mortgage and much more!
Buying/Selling a Home FAQ

Mortgage Professor
Offsite resource for mortgage questions.
2013 Feste Award Voting Begins!
Who will win the 2013 Feste Award? Vote now for the Fool that most exemplifies the Fool Community mission of Learning Together!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Tax Strategies

TMFPMarti-Feeling Good
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement