Unleadedfool:It's as easy as Pixy says it is. And even though Grandma writes the check after you have gifted her the money, you can be the Guardian of the account. Kinda makes you wish getting around the Roth AGI limitation was so easy, huh? If any Fools out there know of any way to get around the Roth AGI limitation I'd love to hear (read?) your ideas.jeffy3
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