Unless things have changed current mortgages aren't shown on credit reports. They show up only if they're in arrears.I've checked my credit report a few times in the past 10 years - both through the free annual report, and by getting a copy while re-financing a mortgage.Every time the mortgages have shown up on the credit reports.I think it'd be rather unusual for a mortgage to NOT show up on a credit report. (I'm sure it can happen - but most mortgages are through large institutions like BofA, Wells Fargo, Chase, etc. - and they send their data to credit agencies.)
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