No. of Recommendations: 1
Unnamed children born of the Insured.

I think that's how it read. What I could find on the web is that this is used somewhat for convenience, so one doesn't have to keep changing the policy as more children are added (by birth or adoption). It reduces the risk of forgetting to add a child in a timely manner and the insured dying before the change can be made. It does add the possibility that unknown children can come out of the woodwork. :O
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