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I pay the prop. taxes on my home at the end of each year or the beginning of the following year. I was laid off in late Dec. and was out of work for a few months. Long story short...I paid half of the taxes, but still owe about $700 (not a valid excuse, I know). Just today, I received a letter from my mortgage company saying I was in default of my mortgage and needed to pay the tax and send a copy of the receipt to them immediately. I will pay soon...but what can they do to me? long would it take to do anything? I can pay the tax, but it will be over 2 payments over the next 2-3 weeks.

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