No. of Recommendations: 16
A couple of weeks ago I was telling you guys about a fender bender I was involved in:

I was rear-ended (i.e. not my fault), and my bumper was smooshed.

After estimates said it would take $2,500 to fix the car, I was hoping I could get a check from the insurance company and use it to pay off a credit card. (The car was totalled, according to its blue-book value.) Folks seemed to think this was a legal and perfectly acceptable thing to do.

My car is old, and runs just fine to get me to the grocery store and back. The dent in the bumper is mainly cosmetic. The trunk buckles a little, but I park in a garage. No big deal. The car only has to get me through another 29 months of law school. Thus, not much reason to fix it., after some haggling with the insurance company (they tried to tell us originally that the car was only worth $1,500), they have come back with the following:

They will buy the car from me at $3,106, and I will buy it back from them at $292. In other words, they are cutting a check to me for $2,814 and will be putting it in the mail on Monday. !!!!!!

So, as of Tuesday or Wednesday, I will be mailing a big fat check to Citibank, with a letter to them requesting the account closed.

Wooo - hooo!!

recovering from the best car accident of her life
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