USAir offers a Visa card that I found hard to refuse. Understand that I pay (and strongly believe in paying) off my balance in full each and every month. This said, the high rate doesn't affect or bother me.The $35 annual fee is a small price for me to pay to get out to San Diego (from Atlanta) and back each year to see my parents. That ticket can easily run $500, and I've never seen it lower than $325.This could be the card for you too.
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