I just got my MBNA Platinum card with a 4.9% APR. The 4.9% APR will last till October of 98. I'm planning to take cash advancement to buy me a used car. I know a few friends that had/have credit card debts, but this seem to be cheaper than getting a loan from a bank or equivalent where the APR is higher than 4.9%. I got backup where I can pay the full debt if needed (the money is in my stocks) It seem to me to be a better choice if I keep my current money where it is and get extra from my credit card to buy the car then pay it off before the 4.9% APR expires.Anyone have a better idea or how to get a lower APR loan? Please don't tell me not to get a car. My current car is fallin' apart by the days.
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