Message Font: Serif | Sans-Serif
UnThreaded | Threaded | Whole Thread (15) | Ignore Thread Prev | Next
Author: pauleckler Big funky green star, 20000 posts Top Favorite Fools Old School Fool Answer Team Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25391  
Subject: Re: 401K portfolio distribution Date: 9/26/2013 3:42 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 2
Usually a 401k has a S&P 500 or Total Stock Market index fund.

Or look for a large cap fund if you have neither of the above.

It's great that you got the message about funds with high expense ratios and management fees. But keep in mind that is most useful if you are trying to decide between similar funds. Performance is far more important in selecting a mutual fund. Performance can get your 20% or more per year; expense ratio tends to cost you 1% or so.

Performance can be difficult to predict, and past history does not predict the future. But a well managed fund should be able to consistently beat the averages. Performance history is a good start provided you are talking about broad fund. Sector funds can over concentrate and have good numbers for a while and then fade.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (15) | Ignore Thread Prev | Next


Kiddie Card Board
Should kids have their own credit card?
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Macro Economics

The Wealth of Power
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.