First, thanks to all who have responded to my questions!Pixy asked in reply to one of my questions how the 19.2 year IRA drawdown period was determined since the beneficiary is age 42. The answer is the 19.2 years is based on the IRA owner being 78 years old at date of death. I saw the 19.2 years on an IRS publication for age 78, and the bank-IRA custodian also confirmed this period for me. Regards,Taxedout
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