I have several accounts at Vanguard (401K, IRA, regular account invested in various Vanguard funds, a stock account inherited from my mother). As a result they keep sending me emails about how to invest, or news regarding investing. Today's arrival gave some up-to-the-minute info, how off the keyboard.A bankruptcy judge wrote an article about why so many Americans declare bankruptcy: (I hope you can read this. Let me know if you can't and I'll give you a couple of sentences and an overview).https://retirementplans.vanguard.com/VGApp/pe/EducationNewsC...A Nobel prizewinning Economist offers some suggestions on how to have a higher retirement income: (same story. If this is behind a wall let me know and I'll pull some sentences and give you an overview)https://retirementplans.vanguard.com/VGApp/pe/EducationNewsC...Or, I can give you the simple wrap up for both:A) some people borrow too much money and can't pay it back.B)Invest in low-cost funds rather than average or high cost funds.There are days. . .Really and truly, I was hoping for more insights than what I was given.Nancy
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