Hello Fools, Well, I've read John Bogle's "Common Sense On Mutual Funds", "The Four Pillars Of Investing", "Mutual Funds For Dummies", and a have just started a Morningstar book on selecting mutual funds. I don't intend to purchase individual stocks, and am guessing I would not do too badly in an Index Fund, based on the Wilshire 5000 or S&P 500. I have about $35K in existing bank CDs/IRAs, and have been redeeming the CDs as they have come due, and stashing them temporarily in a Money Market Account. I am not sure what the transfer of my exisitng IRA accounts to Vanguard would entail, but I will invest the $$ stashed temporarily first. Can I get some recommendations on how to spread the $35K around at Vanguard? I am open to suggestions pertaining to placing a portion of the $35K into Vanguard funds that carry more inherent risk than the Index type funds. I also have a more general question-- I also purchased several books on how to select individual stocks, but have yet to read them. I do not plan to actively trade stocks, so what is the Foolish consensus as to whether reading these books would significantly assist in the selection of Vanguard funds? I did not particularly enjoy reading the aforementioned books, in fact I found them a bit tedious. I just want to know enough to make reasonably informed decisions. Thanks In Advance, Aidendey