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Vanguard must use a third party 401k to incorporate there products, would have to have a Schwab account etc. AG Edwards would probably not advise me with the use of Vanguard which is a reason that makes me wonder about using them for my 401k. Yes there would be fees upon the annual and set up fees. Ag Edwards uses a third administrator for the paper work so the annual fee goes to the administrator. Still undecided with what to do but do appreciate all and any advice. Jeff
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