I am new to this board but I'm desperate for quick information and need your help. I have an IRA/CD which expires this week and as you know the CD's are paying next to nothing. The young man at the bank has suggested that I buy a variable annuity in Corporate Bonds (Hartford Insurance, in fact.) I know nothing about such and got burned badly in the recent stock decline, consequently am apprehensive when it comes to something I know nothing about. I am 74 years old so no long term investments for me. If anyone can enlighten me, I would greatly appreciate it.Helen
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