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Vermonter,

Very believable. At 80 there is ample opportunity for a major health event that entails expensive care. My 97 year old mother is in an independent living apartment, but the complex has two other levels, assisted living and something agin to a hospital room with on-call nursing. The latter two levels of care are considerably more expensive. An extended stay in one of the high care levels can burn through funds at an alarming rate.

db
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