This text is from All About IRA's:"An Individual Retirement Account is a personal retirement savings plan available to everyone under age 70 1/2 who receives taxable compensation during the year."I'm not employed, so I can't open an IRA - right?What about a rollover IRA?I have about 5k in a pension plan with a former employer. They wrote me and asked me to either cash out my plan or roll it over into my own IRA. What can I do?Thank,Kayla
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