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This is a very basic Roth question which is probably answered online in scores of places but rather than try to google I thoughts I'd ask it here. Roth withdrawals, once you are of age, are untaxable. But how are they treated as part of the overall package? To make things simple, let's suppose one will withdraw $17k from Roth and $17k from taxable..for a total of 34k would normally put you in the 25% bracket (I'm cheating since I haven't included deductibles etc..I'll address those separately so let's pretend 25% marginal applies to total income rather than to 'adjusted gross income') Would your 17k from the taxable fund be taxed at 25% marginally? At 15% marginally?

Second basic question, suppose one would like to pay 10% in federal tax..the current cut-off is $8,350...

Now adding the current exemption for 2010 of 3650 and 5700 for single one gets (ignoring or pretending there are no other source to adjust the figure with) a total of 17, normally one can make 17,700 or less and pay 10% on one's adjusted gross..if one withdraws also from Roth is the Roth income not only untaxed but what we might call 'completely invisible'? So that if one takes 17,700 from taxable and another $x from Roth no matter the amount, one stays in the 10% bracket?

Thanks in advance for help with these two newbie Roth questions,
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