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Author: vkg Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 311074  
Subject: Re: 1/3 with Credit Files in Collection Last Yea Date: 7/29/2014 12:59 PM
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Very sad for an individual unable to pay off such a sum over, say, a year's time or so, but as a national issue, not such a crisis. Or am I missing something?

It generates clicks to read the article.

Because of the problems with proper notification of small medical bills, the owner of many of the small collections may not even know that the collection attempt exists.

<rant on> There has to be a better method of handling medical bills. Along with routine medical visits for my husband and myself, I have been through a trip through emergency, minor outpatient surgery, and physical therapy.

We are able to pay the deductibles and copays, but there are around 40 claims. Because one provider was out of network, I was paying cash price to one of providers, and then submitting the claim to insurance. The insurance company is now sending me checks for all providers and not just the provider for which claims were filed to pay to me.

The large co-pays are quickly billed. I haven't received bills for co-pays that are until $10. I only have EOBs. Without the information on a statement, they can't be paid.

I don't know how someone who is very ill would be able to track medical bills.

A co-worker's child was serious injured by being hit by a car. After having paid a specific provider multiple thousands, he received a call at work that a $6 co-pay would be sent to collections if he didn't immediatly provide a credit card. They weren't going to allow him access to records that could confirm if the bill was valid. He isn't a person that is eaily intimidated. The issue was deferred until he had a chance to verify the validity of the bill.

<rant off>
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