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Our IRAs are in Vgd and Fidelity. Therefore, we need to buy bonds offered by their bond desks. They mostly have the same things...almost all financials. I have managed to acquire some other holdings, but still have too much in cash that I would like to put in bonds, not bond funds.

My question is, is there any significant difference between what is available on the open, and what is available late in the day? Being on the west coast, I wonder if this is an issue, and whether I need to get up at dawn to get a better selection.
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