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How do you define FI, barebones, and comfortable?

FI = Pay mortgage, health care, food, clothes, minimum living expenses in terms of utilities, etc, all on a 4.5% SWR

BB = All of above, plus the ability to go out to eat, go backpacking, etc, i.e. only inexpensive local trips, once a month or so. SWR = 4%

C = all of above, plus one or two international trips a year, new used car every five years or so, no mortgage, SWR = 3.5%

As always, all of the above is inversely proportional to current job enjoyment.


Where is your wife from and where will you move when you move?

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