Volucris Investments up ~ 15% - bond portion and emerging markets did not do so well. REIT's were also so so. Everything else was spectacular. A somewhat conservative portfolio is both a blessing (2008) and a curse (2013). I also had some unexpected expenses, so that didn't help. I don't have any bonds, but my 401k at my current job is all in an emerging markets fund. I over-weighted it several years ago after EM's had some bad years. You know, buy low and sell high thinking. It had a good 2012, up 14%. 2013 up only 8.5%. Not good considering that most of the other indexes are around 30%.But as I posted a couple of months ago, I had a great 2013 thanks to several good stock picks, one of which is now a 4 bagger. Considering contributions and investment returns, I'm up 250% for the year.For 2014, I'm rethinking my strategy. My tax deductible accounts are considerably larger than all others combined. I changed me and my wife's 401k contributions to Roth only, will put more money in taxable stock trading account and will pay ahead more on the mortgage. It will mean paying more in taxes without the tax deduction of regular 401k investing. They will continue to grow but I would like the Roth 401ks and IRA's to have a decent amount of money in them before I FIRE.Metal
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. M