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WARNING: SEPP is emphatically not a do-it-yourself project.

Not in all cases. Much depends on one's interest and ability to investigate, learn, and follow the rules. The information is readily available.

Thanks for the plug kubbi. Actually, the mathematics of SEPPs are not really all that difficult once you find them. The much bigger issue is that SEPPs have fairly precise restrictions on them that make them kinda like an odd shaped puzzle piece. Thus, the difficulty typically lies in getting SEPPs to fit with your overall plan in a reasonable way. Said another way, SEPPs are predominately fixed (although there is some leeway) and life, in general, is variable; thus an oil & water problem; not insoluable but this causes SEPPs to require a lot more planning than other tax strategies.


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