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Watty56 writes,

There is also another pitfall with these funds in that after a certain date there will not be any more cash coming into the fund except for reinvested dividends. For example if you retire in 2015 and have money invest in the 2015 fund. After 2015 very little new money will be coming into the fund which will cause expenses to gradually increase(a small fund is more expensive to manage than a large fund). In addition the fund will probably end up being rolled into another fund when it gets small enough.

I don't think that's a concern.

All of these "Target" funds are invested in large Vanguard index funds and they are not charging any fees in addition to the expense ratios for the index funds within the portoflio.

The index funds themselves will continue to grow even if money comes out of the Target funds.

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