We bought our most recent vehicle from CarMax. Their valuation of the trade-in was pretty much inline with what we expected. They use their own pricing formula based on the amount they typically resell that particular make & model. So it isn't necessarily inline with NADA or KBB. Some models may be higher or lower depending on how they sell at CarMax. It's worth having them look at it - at least you know the car is worth at least $X and can sell it immediately for that much if you choose.Sounds like your employer can't really do much other than complain if you quit & don't repay the loan balance in full. You both have to stick with the terms of the loan agreement. It might be better paying it in full so you don't have to deal with him any longer after you're gone, but @ 5%, you might want to continue the $200 payment & use your money elsewhere.
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