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I just want to thank everyone on this board for all their wisdom. I didn't post much but just from reading other people's posts and the responses, I learned so much about buying a home and mortgages. We closed on our very first house on Thursday evening. It couldn't have gone smoother. We are now painting and unpacking (well, DH and my parents are--I'm 8 months pregnant!). So thanks to everyone on this board. You all made a fun but stressful time in our lives easier to deal with!

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