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We had a great year as well.

Everyone is healthy; I'm learning to play a new instrument; work continues to go well.

Total net worth: +73.6%
Total vested net worth: +46.9%
Return on existing investments: +11.2%
Net worth / Annual Spending: 1.83

Some would argue that the vested number is the only one you should look at, not the number including non-vested amounts. I think it's useful to show both.

This is the first year my wife and I have gained real traction since we were married 6 years ago. She brought considerable student loan debt to the marriage, so that set us back a few years. Things seem to be heading in the right direction now. My wife and I are still finalizing our goals for this year. Here's to a great 2013!

-Agg97
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