No. of Recommendations: 3
we have a 10 year old car with high mileage which will need to be replaced soon.

others have address the heavy lifting, so I will jut ask about this line item.
Will the car need to be replaced soon because it is unreliable?
or just because it is old & has high mileage?

I ask because the car you described is the kind of car I usually buy... 10-15 years old, high miles, reliable (and subaru)
The 98 forester I bought 3 years ago had 214k on it IIRC - still going strong ...

So if your car is only 10 years old, and under 200k, and a SUbaru/Toyota/Honda/Volvo, I suggest driving it for at least five more years.
I am not so familiar with other makes, but if it is still reliable- seriously consider the trade off costs between a $1000 repair and a whole nother vehicle...

peace & auto trader
t
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