Weighing in on this MBNA issue...I, too, have a balance with them, and I've been okay with their service, but they steadfastly refuse to lower my interest rate. It's at 14.99%, while I've succeded in getting the others down to 9%."This is your Miami Dolphins MBNA card, the one you've held since 1996?""Yes, it is.""I'm sorry, we don't have a promotional rate that's lower for that card. However, we *do* have a 7.9% rate for any new balance transfers.""I can transfer to ATT for a 4.9% rate.""You might try checking back with us in a few weeks. There may be something we can do then."The worst thing about this? I'm afraid the Dolphins will go 3 and 13 this year...- mike
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