welcomebigcaat offers good advice, and i would add this:just start investing now - starting at such a young age, even if you can't invest the total $2,000 maximum per year (which will be going up to $3,000 next year and $5,000 in 2004 - i think, on the dates) it will make a HUGE difference later in lifekudos to you for being so ahead of the gameif you can invest the $2,000 maximum a year (whether Roth or standard) do it - do whatever you can to do it, because once the year is over, you can never add to it again (technically, up to April 15 of the next year)that's $166 a month, if you can afford itgood luck, and keep doing your research herepeace,wickerkatPS-'cause i know your next question is "What should I choose to put IN my IRA - which most of us here will reply Index Funds, the mix being up to you, and many opinions are found here on that too"PSS-don't get overwhelmed :-)
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