No. of Recommendations: 0
Welcome Birkchick. Glad you could join us.

You seem to have a well thought out plan. Stick with it. You will probably do fine.

You don't mention, but it sounds like you plan to sell your existing mutual funds at a loss to fund your Roth contribution. That's fine, but remember that you can write off up to $3K per year in losses against current income. If you are in a low tax bracket like 15% that might be less attractive than if you are in 25% or higher bracket.

At tax time, don't forget to bank those tax savings and invest them for your future needs.

Fool on!!
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