Welcome to the board!There's definitely hope! You make enough money, and you realize there's a problem with having that much debt... it obviously makes you uncomfortable and you came here. It's a good start and there are a lot of supportive people here who can offer you help. I think you've already gotten a lot of great advice, so I won't overwhelm you with anymore while you digest what they've all said. I'll just remind you that you didn't get into debt overnight and you won't get out overnight either. It'll be hard, and it's a lot of work, but you can do it.
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