Welcome zorba777!Four Pillars is excellent. I might suggest following that up with Burton Malkiel's Random Walk Down Wallstreet...for the cliff notes version you can get his shorter Random Walk Guide to Investing which cuts to the chase pretty much.I'm a huge fan of index investing and strongly believe that you can get comparable returns. You won't get the best...but more importantly you won't get the worst either. I'm also a diversifying junkie...spreading my funds across numerous indexes...Large Cap G/V, Small Cap G/V, International Large Cap G/V, International Small Cap G/V, REIT's, TIPS indexes, etc...last year was great and the REIT's saved my butt 2000-2002.I think you can do phenomenally well with Indexes and the best part about it is I set it and forget it...(well except for rebalancing that I do about once a year). That can be a pain sometimes since I diversify so much.Since you took the initiative to read Four Pillars...I'm going out on a limb and say you're a DIY type of person. So just do it...it's just not that hard and why pay the extra fees when you don't need to. Four Pillars offer some very solid strategies for anyone implementing a LTBH investment for both taxable and tax deferred accounts. For example dump the TIPS in tax deferred accounts but you can hold the Vanguard Total Stock Market Index in a taxable account since it's taxes are generally very low or sign up for some tax managed accounts that focus on the same.So you've got $69k a year eh? $13k to 401k, $6k ($3k each) to IRA's, leaving $50k to work with. Does your company offer a deferred compensation plan? Sounds like your a big wig so you may qualify for it if it exists. Basically works just like a 401k but it's not protected by a bunch of regulations. None the less, it's still pretty safe and a great way to lower your tax bill and invest for retirement.All I gotta say is...can I be on your will?HTH
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