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Well, as alluded to by another poster, if you wait until you have "extra" money to experience the joy in giving it away, you may never get around to it.

OT - I once had a friend who said, "Don't you want to wait until you're established before you have children?" ??? What the heck does that mean anyway? :>)

may or may not be established since 1902 (but the kids don't seem to care!)
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