We'll assume for the sake of discussion that you have the discipline and investment sense (and luck) for this to work out great for you. That's terrific for you, but human nature tells us nothing if it doesn't tell us that everyone is not you.So, since we're talking about a system for everyone in the country, not just you, what's your plan for dealing with the next situation that resembles the one that gave us Social Security in the first place, when there were also people who resembled you and didn't need any help?Teh goverment does not tell us what mortgage or credit card we can sign up for do they? Why dictate my retirement future?
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