No. of Recommendations: 2
Well, consider what tax bracket you are in now and where you think you will be in retirement and decide when would you want to pay the tax: Now or later?

Also, keep in mind that a Roth should have better options than the 401k in most cases. Also, with the limit on a Roth contributions it shouldn't be that hard in some cases to do things in this order:

1) Match out the match in 401k.
2) Contribute max to Roth IRA.
3) Max out 401k.
4) Taxable investments/Variable Annuities.

That is just something I've seen in a few places that makes some sense I think.

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