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Well, do you have an emergency fund yet? Have you looked at retirement plans available through work, eg 401k or 403b if you work for a company or other things that may be available for your situation if you are self-employed or work for a small company? Have you looked at DRiPs, other mutual funds for a taxable account, or any of the 101 other ways you could invest for the future?(Hint: The 13 Steps is one of many starting points and you can find the 13 Steps off of the www.fool.com home page.)

JB
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