Well, half my accounts don't even have that option, and anyway, I prefer to manually input my transactions. The one time I tried downloading stuff, it formatted everything wrong (formatted the way the bank had merchant names - all caps) and it was a mess trying to put everything in the right category. I had 4 different entries for "Fry's" (a grocery store) because I had shopped at 4 different locations, and one transaction I could not figure out, until I realized that the odd name was the name of the franchisee of the gas station I filled up at.
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