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Author: PSUEngineer Big funky green star, 20000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 17931  
Subject: Re: Do I need all this insurance? Date: 9/13/2012 2:30 PM
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Well, how many assets do you have to lose? I have an umbrella policy through State Farm. The limits on auto insurance and homeowners insurance doesn't provide enough protection against someone who may have been injured by you or on your property. If you have a bunch of assets, it looks tempting by the injured party to go after. The umbrella policy gives the person a good settlement amount and buys you the good lawyer if they want more than that.
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