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Well I can answer question 1 for sure.
CAGR is Compounded Annual Growth Rate.

It's a measure of return using compounding.

As for number 2 I have an account at Bank of Montreal
I pay 25$ commission per trade of 1000 shares or less.

The average cost (I only recently opened my account)
after researching most of the major banks/Discount
brokers in canada was $29 for trades.

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