Well, I don't think I need this guide, as I am on my way out, but thanks anyway. As for the money thing, why not make into a newsletter, monthly or quarterly. Mary Hunt, of Cheapskate Monthly fame, started her newsletter just so that she could pay off her cc bills. I'm not sure if the info is updated monthly or even quarterly, but I think it's a good idea. You could have a section on tips and letters, etc. Yeah, I know, way off the wall, but what the hell?Sunshine
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