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Well, it seems to me you have to think about selling the same way as you did about buying. Do you still have faith in those companies? If you don't, dump 'em unless you think you can find a fool who will pay more than you think they are worth. (Then you'd wait for the fool to pony up.) If you do, you should hold.

You imply you will have debts in the (near?) future. The reader out in cyberspace can only speculate: car, house, marriage, trip to Hedonism II in Jamaica, ...

Each would suggest a different investment tactic. I don't say strategy, because that implies a long term view.
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